Buying in 2026: budget with the correct tax tables

Budget beyond the price

Allow separately for purchase taxes, completion and registration, borrowing costs and legal support. Add a reserve for works, equipment and the first year of ownership.

Check the applicable IMT rules

Tax depends on the property, its intended use and the buyer’s circumstances. Verify the tables and reliefs applicable at completion using the Tax Authority’s current information rather than an old calculator screenshot.

Relocating or investing

Request a calculation for each buyer and confirmation of any relief conditions. Include recurring ownership costs and the tax treatment of rental income or a future sale. Historical tax incentives should never be assumed to remain available.

Published 23 October 2026 · CASA BRAVA